Service or Diagnostic Call
$39Normally
$99Save$60
- System inspection
- Written findings before any repair
- Licensed technicians
- Peace of mind
Financing options through GoodLeap, OPTIMUS and Wells Fargo
Financing that fits your budget
Financing options through GoodLeap, OPTIMUS and Wells Fargo. The lender sets the terms. Subject to credit approval.
- Soft check via OPTIMUS
- Terms on approval
- No surprise fees
PartnersGoodLeap, OPTIMUS, Wells Fargo
How financing works
Simple path from quote to install
Apply, the lender decides, then we schedule the work.
Step 1
Get your quote
We diagnose and write a clear scope with options.
Step 2
Pre-qualify
Prequalify through OPTIMUS with a soft credit check.
Step 3
See your options
The lender shows the financing options that may be available to you. Many additional options are available based on your needs. Subject to credit approval.
Step 4
We schedule
Once approved, we book the install or repair.
Special Offers
This month’s offersOne offer per visit
Drain Cleaning
$49Normally
$99Save$50
- One standard drain cleared; service call included
- Accessible ground-level cleanout
- Licensed plumbers
Electrical Safety Inspection
$49Normally
$99Save$50
- Panel inspection
- Outlet and switch check
- Lighting check
- Code compliance
Ends this monthOffer ends this month
One offer per visit. Valid weekdays 8am-6pm. Not valid with other offers.
Fine print
Financing terms
Financing options through GoodLeap, OPTIMUS and Wells Fargo. The lender sets the terms. Subject to credit approval. Not all applicants will qualify. Smart Total Home does not lend money.
Licenses: CAC1822780 / CFC1434447 / EC13016412.
APPLY ONLINE
Ready to Apply?
Apply online through OPTIMUS. Financing options through GoodLeap, OPTIMUS and Wells Fargo. Subject to credit approval. Not all applicants will qualify.
Credit approval required. Terms vary by lender and creditworthiness. Financing is provided by third-party lenders. Smart Total Home does not lend money. See your lender agreement for full terms.
AFTER INSTALLATION
Know Which Warranty Covers What
Our work includes a 1-year workmanship warranty. Equipment carries the manufacturer's warranty, and extended warranty options are available.
Workmanship
Our 1-year workmanship warranty covers our work.
Equipment
The equipment carries its manufacturer's warranty. This is separate from our workmanship coverage.
Optional Extended Coverage
Optional 10- and 12-year extended warranties cover parts and labor and cost extra. The manufacturer covers parts, and Smart covers labor under these options.
What you can finance
Jobs that may qualify for financing
Financing for larger installs and repairs across HVAC, plumbing and electrical. Subject to credit approval.
FAQ
Financing questions
Plain answers, from a real person if you call.
What can I finance?
New AC and heat pump systems, ductwork, water heaters, repiping, panels, generators and larger repairs.
How do I apply?
Ask your technician or call 1-855-682-0402. You can prequalify through OPTIMUS with a soft credit check. The lender's final application may include a full credit check. Subject to credit approval.
What rates are available?
Terms depend on the plan and on credit approval. Financing options are available through GoodLeap, OPTIMUS and Wells Fargo. Many additional options are available based on your needs. The lender sets the terms after you apply. Subject to credit approval.
Who provides the financing?
Financing options are offered through GoodLeap, OPTIMUS and Wells Fargo. These are third-party lenders and platforms. Smart Total Home does not lend money. Subject to credit approval. Not all applicants will qualify.
How are my terms set?
The lender sets your terms after you apply. We do not show sample figures on this page. Subject to credit approval. Not all applicants will qualify.
How fast do I get a decision?
Usually within minutes.
What are the steps to get financing?
Four steps: get a written quote for the job, apply with your technician or by phone, get a decision, then book the work. We schedule as soon as you are approved.
Is approval guaranteed?
No. Financing is subject to credit approval, and rates, terms and payments vary by plan and credit.
Are shorter terms or promotional rates available?
Yes. Many additional options are available based on your needs. Ask when you get your quote. Subject to credit approval.
Can I use financing and utility rebates together?
Rebates are separate from financing. They depend on your electric and water utility. We confirm your rebate in writing with your quote. See our Rebates page.
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